/* Expert-style home layout — loaded after styles.css */
.btn-sm { padding: 0.5rem 0.9rem; font-size: 0.82rem; }
.hero-pro { padding: 2.25rem 0 1.75rem; background: linear-gradient(180deg, #f4f7fa 0%, var(--white) 100%); border-bottom: 1px solid var(--line); }
.hero-pro-grid { display: grid; gap: 1.75rem; align-items: start; }
@media (min-width: 900px) { .hero-pro-grid { grid-template-columns: 1.15fr 0.85fr; gap: 2rem; } }
.hero-pro h1 { font-size: clamp(1.75rem, 3.8vw, 2.5rem); line-height: 1.15; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; }
.hero-pro h1 em { font-style: normal; color: var(--green); }
.hero-pro-lead { margin-top: 0.85rem; font-size: 1.02rem; color: var(--muted); max-width: 36rem; line-height: 1.6; }
.hero-pro-actions { margin-top: 1.25rem; display: flex; flex-wrap: wrap; gap: 0.65rem; }
.hero-callback-card { display: none !important; }
.hero-pro-aside { display: flex; flex-direction: column; gap: 0.75rem; }
.hero-stat-card { background: var(--white); border: 1px solid var(--line); border-radius: 12px; padding: 1rem 1.1rem; box-shadow: 0 4px 16px rgba(13, 27, 42, 0.06); }
.hero-stat-label { display: block; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); }
.hero-stat-value { display: block; font-size: 1.75rem; font-weight: 800; color: var(--navy); margin-top: 0.2rem; font-variant-numeric: tabular-nums; }
.hero-stat-meta { display: block; font-size: 0.68rem; color: var(--muted); margin-top: 0.35rem; line-height: 1.4; }
.hero-stat-link { display: inline-block; margin-top: 0.35rem; font-size: 0.68rem; color: var(--navy-soft); }
.susan-chip { display: flex; gap: 0.75rem; align-items: flex-start; padding: 0.85rem 1rem; background: var(--green-soft); border: 1px solid rgba(34, 197, 94, 0.2); border-radius: 12px; font-size: 0.8rem; color: var(--muted); line-height: 1.45; }
.susan-chip-img { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; flex-shrink: 0; }
.susan-chip strong { color: var(--navy); }
.journeys-pro { padding: 2rem 0 2.25rem; background: var(--white); }
.journey-grid-pro { margin-top: 0.25rem; }
.journey-card-pro { border-width: 1px; border-radius: 12px; padding: 1.25rem 1.15rem; }
.journey-card-featured { border-color: var(--green); background: linear-gradient(180deg, var(--green-soft) 0%, var(--white) 55%); }
.journey-icon { display: block; font-size: 1.35rem; line-height: 1; margin-bottom: 0.65rem; }
.journey-susan-media {
  position: relative;
  display: inline-block;
  margin-bottom: 0.75rem;
}
.journey-susan-photo {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  object-fit: cover;
  object-position: 50% 15%;
  display: block;
  box-shadow: 0 4px 14px rgba(26, 47, 79, 0.12);
}
.journey-susan-badge {
  position: absolute;
  right: -2px;
  bottom: -2px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fff;
  padding: 2px;
  box-shadow: 0 1px 6px rgba(26, 47, 79, 0.18);
}
.journey-card-susan p { max-width: 36rem; }
.journeys-footnote { margin-top: 1.25rem; text-align: center; font-size: 0.82rem; color: var(--muted); max-width: 40rem; margin-left: auto; margin-right: auto; }
.tools-pro { padding: 2.25rem 0; }
.tools-grid { display: grid; gap: 1rem; }
@media (min-width: 768px) { .tools-grid { grid-template-columns: 1fr 1fr; } }
.tool-card { display: block; text-decoration: none; color: inherit; background: var(--white); border: 1px solid var(--line); border-radius: 12px; padding: 1.35rem 1.25rem; transition: border-color 0.15s, box-shadow 0.15s; }
.tool-card:hover { border-color: var(--green); box-shadow: 0 8px 24px rgba(13, 27, 42, 0.08); color: inherit; }
.tool-card-icon { display: inline-flex; align-items: center; justify-content: center; width: 2.25rem; height: 2.25rem; border-radius: 8px; background: var(--navy); color: #fff; font-weight: 800; font-size: 0.95rem; margin-bottom: 0.75rem; }
.tool-card h3 { font-size: 1.05rem; font-weight: 800; color: var(--navy); margin-bottom: 0.35rem; }
.tool-card p { font-size: 0.88rem; color: var(--muted); line-height: 1.5; }
.tool-card-cta { display: block; margin-top: 0.85rem; font-size: 0.85rem; font-weight: 700; color: var(--green); }
.why-pro { padding: 2.25rem 0; }
.why-list { list-style: none; display: grid; gap: 0.85rem; max-width: 52rem; margin: 0 auto; }
@media (min-width: 768px) { .why-list { grid-template-columns: 1fr 1fr; } }
.why-list li { display: flex; gap: 0.75rem; align-items: flex-start; padding: 1rem 1.1rem; background: var(--white); border: 1px solid var(--line); border-radius: 10px; }
.why-tick { color: var(--green); font-weight: 800; flex-shrink: 0; margin-top: 0.1rem; }
.why-list strong { display: block; font-size: 0.92rem; color: var(--navy); margin-bottom: 0.15rem; }
.why-list li > div > span { font-size: 0.84rem; color: var(--muted); line-height: 1.45; display: block; }
.steps-pro { padding: 2rem 0 2.5rem; }
.steps-inline { list-style: none; display: grid; gap: 0.75rem; }
@media (min-width: 768px) { .steps-inline { grid-template-columns: repeat(3, 1fr); } }
.steps-inline li { display: flex; gap: 0.85rem; align-items: flex-start; background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 1.1rem 1rem; }
.steps-inline-num { flex-shrink: 0; width: 2rem; height: 2rem; display: flex; align-items: center; justify-content: center; background: var(--navy); color: var(--green-bright); font-weight: 800; font-size: 0.9rem; border-radius: 8px; }
.steps-inline h3 { font-size: 0.92rem; font-weight: 700; color: var(--navy); }
.steps-inline p { font-size: 0.82rem; color: var(--muted); margin-top: 0.2rem; }
.reg-panel { padding: 1.5rem 0 2rem; background: var(--cream); border-top: 1px solid var(--line); }
.about-prose { max-width: 44rem; font-size: 0.95rem; color: var(--muted); line-height: 1.65; }
.about-prose p + p { margin-top: 1rem; }
.about-team .about-role { font-size: 0.78rem; font-weight: 600; color: var(--green); margin-bottom: 0.35rem; }
@media (min-width: 900px) { .card-grid.cols-3 { grid-template-columns: repeat(3, 1fr); } }

#first-time-buyers,
#home-movers,
#remortgage,
#protect,
#your-journey,
#how,
#mortgage-journey { scroll-margin-top: 5.5rem; }
@media (min-width: 1100px) {
  #first-time-buyers,
  #home-movers,
  #remortgage,
  #protect,
  #your-journey,
  #how,
  #mortgage-journey { scroll-margin-top: 6.5rem; }
}
.ftb-video-section {
  padding: 1.5rem 0 1.75rem;
  background: linear-gradient(180deg, var(--white) 0%, #f4f7fa 100%);
  border-bottom: 1px solid var(--line);
}
.ftb-kicker {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin: 0 0 0.55rem;
}
.ftb-badge {
  display: inline-flex;
  align-items: center;
  padding: 0.22rem 0.65rem;
  border-radius: 999px;
  background: var(--green);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.ftb-draft {
  display: inline-flex;
  align-items: center;
  padding: 0.22rem 0.55rem;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--muted);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.ftb-player {
  position: relative;
  width: 100%;
  max-width: 40rem;
  margin: 1.1rem auto 0;
  border-radius: 16px;
  overflow: hidden;
  background: #0b1524;
  box-shadow: 0 16px 40px rgba(13, 27, 42, 0.18);
  aspect-ratio: 16 / 9;
}
.ftb-player video {
  display: block;
  width: 100%;
  height: 100%;
  max-width: 100%;
  object-fit: cover;
}
.ftb-captions {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 2;
  padding: 0.7rem 0.9rem 0.85rem;
  background: linear-gradient(180deg, transparent 0%, rgba(11, 21, 36, 0.88) 45%);
  color: #fff;
  font-size: clamp(0.82rem, 2.4vw, 1.05rem);
  font-weight: 600;
  line-height: 1.35;
  text-align: center;
  pointer-events: none;
}
.ftb-mute {
  position: absolute;
  top: 0.7rem;
  right: 0.7rem;
  z-index: 3;
  border: 0;
  border-radius: 999px;
  padding: 0.4rem 0.75rem;
  background: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 800;
  cursor: pointer;
}
.ftb-mute:hover { background: #fff; }
.ftb-end {
  position: absolute;
  inset: 0;
  z-index: 4;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(11, 21, 36, 0.62);
}
.ftb-end[hidden],
.ftb-captions[hidden] { display: none; }
.ftb-end-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.75rem 1.15rem;
  border-radius: 10px;
  background: var(--green);
  color: #fff;
  font-weight: 800;
  text-decoration: none;
}
.ftb-end-link:hover { background: var(--green-bright); color: #fff; }
@media (min-width: 900px) {
  .ftb-player { max-width: 48rem; }
}

@media (max-width: 767px) {
  .hero-pro { padding: 1.35rem 0 1rem; }
  .hero-pro-lead { margin-top: 0.55rem; font-size: 0.92rem; line-height: 1.45; }
  .hero-pro-actions { margin-top: 0.85rem; }
  .hero-callback-card { display: none !important; }
  .hero-pro-aside { display: none; }
  .journeys-pro { padding: 1.1rem 0 1.25rem; }
  .journeys-pro .section-head { margin-bottom: 0.7rem; }
  .journeys-pro .section-head h2 { font-size: 1.25rem; }
  .journeys-pro .section-head p { display: none; }
  .journey-grid { gap: 0.55rem; }
  .journey-card-pro {
    display: grid;
    grid-template-columns: auto 1fr;
    grid-template-rows: auto auto auto;
    column-gap: 0.7rem;
    row-gap: 0.15rem;
    padding: 0.75rem 0.85rem;
  }
  .journey-icon {
    grid-row: 1 / span 3;
    align-self: center;
    margin-bottom: 0;
    font-size: 1.15rem;
  }
  .journey-susan-media {
    grid-row: 1 / span 3;
    align-self: center;
    margin-bottom: 0;
  }
  .journey-susan-photo { width: 52px; height: 52px; }
  .journey-susan-badge { width: 18px; height: 18px; }
  .journey-card-pro h3 { margin-bottom: 0.1rem; font-size: 0.98rem; }
  .journey-card-pro p { font-size: 0.78rem; line-height: 1.35; }
  .journey-card-pro .journey-cta { margin-top: 0.25rem; }
  .journeys-footnote { margin-top: 0.75rem; font-size: 0.74rem; }
}